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Eastside Kia
Financing a new car is probably the most familiar method of getting a new car. When you finance a Kia, you'll make monthly payments over a 3-6-year period. At the end of that time, you will be the owner of the vehicle.
Most people pay an average of $479 - $530 a month for a new vehicle. It depends on what type of vehicle you purchase, but those are the estimated amounts.
Most people are eligible to purchase a car even if their credit is questionable. Of course, if you have poor credit, you'll have to pay higher interest rates, but you can still get a vehicle. People who are just starting in life are also able to get a new car if they desire even if they don't have much credit established.
Many car dealerships will need a 20 % down payment for the new car. Also, when you finance a vehicle, you must have full-coverage insurance until it's paid in full. At that time, you can switch to whatever type of insurance you want.
Leasing a vehicle works differently from financing a car. You still make payments every month to use the vehicle, but you don't own it in the end. Similar to renting, after a specified time period, you give the car back.
When you lease a vehicle, you enter into a contract for a certain amount of time. The agreement also spells out other conditions you must abide by. For example, it will tell you how many miles annually you can put on the car, what type of situation the car must be kept in, and so on. Also, you cannot break the contract without penalties.
Some people like to lease cars because it allows them always to be driving the latest model of their favorite car. Also, the monthly payment is lower, too, if you don't go over the mileage amount.
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